ID Authenticate

Overview

Infutor’s ID Authenticate product provides a mechanism for verifying consumer contact information, both for purposes of scoring and segmenting individuals, and for identifying and reducing potential fraud and risk. The product receives consumer contact information as input and returns scores to reflect the level of verification. Additionally, the product returns attributes (property, demographics, and phone attributes) to provide further insights on a given individual. The ID Authenticate TCPA product returns an IDVerifyScore on a 100 point scale, which reflects the overall status of the ID verification. The IDVerifyScore can be used to make a pass/fail decision when verifying a given individual. ID Authenticate has an available add on option to identify TCPA status of phone numbers provided on input. Specific fields associated with this option are noted in the output layout.

Input

The ID Authenticate product accepts identity data elements including name, address, phone, email, DOB, and SSN/SSN4 as input. ID Authenticate accepts IP address to flag if a consumer is using a non-US based IP address.

Input Field Required? Description
FullName Required* Full individual Name
Fname Required* First name, 15 characters max.
Lname Required* Last name, 20 characters max.
Address1 Required* Address line 1, 64 characters max.
Address2 Optional Address line 2, 64 characters max.
City Required* City name, 28 characters max. *Either City/State or Zip5 is required.
State Required* 2 character state abbreviation. * Either City/State or Zip5 is required.
Zip5 Required* 5 digit numeric USPS zip code. * Either City/State or Zip5 is required.
Phone Required* 10 digit numeric phone number (without spaces, dashes, or parentheses)
Phone2 Required* 10 digit numeric 2nd phone number (without spaces, dashes, or parentheses)
Email Required* Email address, 100 characters max
IP Required* IP v4 address in dotted decimal nnn.nnn.nnn.nnn format
SSN Optional Social Security Number, 9 digit numeric
SSN4 Optional Last 4 digits of the Social Security Number, 4 digit numeric
DOB Optional Date of Birth, accepted formats (YYYYMM) or (YYYYMMDD)
At a minimum, one of the following input combinations is required for processing:
  • Phone
  • Phone2
  • Email
  • FName + LName
  • FullName
  • Address1 + Zip5
  • Address1 + City + State
  • IP

Output

The ID Authenticate product returns both scores and attributes in the output. Customers can opt to use Infutor’s ID Verify Score to make a pass/fail decision about an individual, or customers desiring to build their own scoring algorithms for verification can opt to use the components for more control and granularity. In addition to the scores that ID Authenticate returns, the product also returns attributes, which provide deeper insights into the individual and can be used for modelling. The attributes ID Authenticate returns include Demographic Attributes, Property Attributes, Auto Attributes, Phone Attributes, and IP Attributes.

Field No. Output Field Description Return Values
1 Valid Address The postal address is a valid USPS address Score 0-100
2 Valid Phone The validation scores validate the quality of the of the input phone data by scoring the formatting of the data on a scale from 0 - 100;0 being the worst, and 100 being the best. Score 0-100
3 Valid Email The email is a valid formatted email address Score 0-100
4 Valid Name The individual’s first and last names appear to be valid names and do not contain vulgar words or expressions Score 0-100
5 Valid SSN The SSN is a valid 9 digit Social Security Number Score 0-100
6 Valid SSN4 The SSN4 is a valid 4 digit numeric number Score 0-100
7 Valid DOB The DOB is a properly formatted 8 digit date (YYYYMMDD) Score 0-100
8 Deceased The deceased field is used to determine if an identity is living or deceased. A score of 100 represents the individual is living and a score of 0 represents the individual is deceased. If the field is Blank, it means Unknown Score 0-100 or blank
9 Name to Phone The name links to the phone Score 0-100
10 Name to Email The name links to the email Score 0-100
11 Name to Address The name links to the postal address Score 0-100
12 Address to Phone The postal address links to the phone Score 0-100
13 Address to Email The postal address link to the email Score 0-100
14 Phone to Email The phone links to the email Score 0-100
15 US Location The "US Location" field is used to determine if an identities' IP Address is recognized to be within USA. A score of 100 represents the individual's IP Address is recognized to be within USA. Score 0-100
16 Valid Second Phone The validation scores validate the quality of the of the second phone data by scoring the formatting of the data on a scale from 0 - 100;0 being the worst, and 100 being the best. Score 0-100
17 Name to Second Phone The name links to the second phone Score 0-100
18 Address to Second Phone The postal address links to the second phone Score 0-100
19 Second Phone to Email The second phone links to the email Score 0-100
20 Name To Dob The name links to the DOB Score 0-100
21 Name to SSN The name links to the SSN Score 0-100
22 Name to SSN4 The name links to the SSN4 Score 0-100
23 Valid Count A count of the number of Validation Components which returned a positive verification Decimal value, 0-5
24 Linkage Count A count of the number of Linkage Components which returned a positive verification Decimal value, 0-9
25 Risk Flag Summary A summary of the Risk Flag Components results Pass, Fail, or Inconclusive
26 ID Verify Score The IDVerifyScore is an overall score to reflect the quality of an ID verification Score 0-100
27 Property Type Indicator Property type indicator, 2 digit numeric: 10 = Single Family Residence / Townhouse 11 = Condominium (residential) 20 = Commercial 21 = Duplex, Triplex, Quadplex 22 = Apartment 23 = Hotel, Motel 24 = Commercial (condominium) 25 = Retail 26 = Services (general public) 27 = Office Building 28 = Warehouse 29 = Financial Institution 30 = Hospital (medical complex, clinic) 31 = Parking 32 = Amusement – Recreation 50 = Industrial 51 = Industrial Light 52 = Industrial Heavy 53 = Transport 54 = Utilities 70 = Agricultural 80 = Vacant 90 = Exempt nn
28 Land Plus Improvement Value The “total” (i.e., land + improvement) value closet to current market value used for assessment by county or local taxing authorities. Integer (Dollars)
29 Improvement Value The “improvement” value closest to current market value used for assessment by county or local taxing authorities. Integer (Dollars)
30 Improvement Value Indicator The “improvement” value indicator A = Assessed M = Market P = Appraised T = Transitional A, M, P or T
31 Assessed Value The Total Assessed Value of the Parcel's Land & Improvement values as provided by the county or local taxing/assessment authority. Integer (dollars)
32 Length of Residence Displayed in the amount of years, an individual has lived at the address 00-99
33 Homeowner H=Homeowner, R=Renter, A = Inferred Homeowner, B = Inferred Renter H, R, A or B
34 Dwelling Type Dwelling Type. S=Single Family Dwelling Unit (SFDU). M=Multi-family Dwelling Unit (MFDU). S or M
35 Acres Total land mass in acres. (4 decimal points). Example: 13000=1.3 acres. Integer
36 Land Squarefeet Total land mass in Square Feet. Integer
37 Year Built The construction year of the original building. (e.g., YYYY). YYYY
38 Living Squarefeet The area of a building that is used for general living. This is typically the area of a building that is heated or air conditioned and does not include Garage, Porch or Basement square footage Integer
39 Number of Rooms Total number of rooms contained in the primary building Integer
40 Number of Bedrooms Total number of bedrooms contained in the primary building Integer
41 Number of Bathrooms Number of Bathrooms. 2 implied decimal places. 2.00 baths = 200. Integer
42 Total Full Baths Total number of Full Baths (typically comprised of a sink, toilet, and bathtub / shower stall). A home containing 2 1/2 baths would have the number 2 stored in this field Integer
43 Total Half Baths Total number of Half Baths (typically comprised of a sink & toilet). A home containing 2 1/2 baths would have the number 1 stored in this field Integer
44 Air Conditioning Type The type of air conditioning method used to cool the building (e.g., Central, Wall Unit, Evaporative): 0=AC.NONE ACA=AC.COMMERCIAL A/C ACE=AC.CENTRAL ACH=AC.CHILLED WATER ACP=AC.CENTRAL PARTIAL ACW=AC.CENTRAL & UNIT ADU=AC.DUAL UNIT AEV=AC.EVAPORATIVE AFA=AC.FAN COOLING AHT=AC.HEAT PUMP AOF=AC.OFFICE ONLY APF=AC.REFRIGERATION APK=AC.PACKAGE APR=AC.PACKAGE ROOF APT=AC.PARTIAL APV=AC.REFRIGERATION/EVAPORATION ASE=AC.SEPARATE SYSTEM ASO=AC.SOLAR ASP=AC.SPLIT SYSTEM AWA=AC.WALL UNIT AWI=AC.WINDOW UNIT AWN=AC.WALL/WINDOW UNIT nnn (3 characters)
45 Presence of Fireplace This field is populated with a "Y" if a fireplace is located within the building Y or blank
46 Presence of Pool Populated with a "Y" if a Pool is present on the parcel Y or blank
47 Roof Type 999=BYPASS 9A0=IRREGULAR 9B0=LEAN TO A=A-FRAME B=BARN C=CANOPY D=DORMER E=FRAME F=FLAT G=GABLE H=GABLE/HIP I=HIP J=GEODESIC K=MANSARD L=BARREL M=MONITOR N=CONTEMPORARY O=SHED P=PITCHED Q=PYRAMID R=ARCHED S=SAWTOOTH T=CATHEDRAL/CLERESTORY U=BUBBLE V=GAMBREL W=SWISS CHALET/ALPINE X=COMPLEX/CUSTOM Y=BUTTERFLY Z=GAMBREL/MANSARD nnn (3 characters)
48 Tax Amount The tax amount provided by the county or local taxing / assessment authority Integer (dollars)
49 Recording Date The date the sales transaction was record at the county YYYYMMDD
50 Sell Price Price of Sale Integer (dollars)
51 Mortgage Amount Amount of loan Integer (dollars)
52 Mortgage Date Date mortgage was initiated YYYYMMDD
53 Mortgage Term The length of time of the mortgage in years Integer (years)
54 Mortgage Due Date Date mortgage becomes due YYYYMMDD
55 Gender M=male, F=Female, blank or U=unknown. M, F or U
56 Age Adult Age 0-99
57 Median Year Built The year home was built. 4 digits. nnnn
58 Estimated Household Income Estimated household income, 1 character: A = Less than $20,000 B = $20,000 - $29,999 C = $30,000 - $39,999 D = $40,000 - $49,999 E = $50,000 - $74,999 F = $75,000 - $99,999 G = $100,000 - $124,999 H = $125,000 or more A - I
59 Marital Status M=Married, S=Single, A=Inferred Married, B=Inferred Single. M, S, A, or B
60 Wealth Score Model based on income, homeownership, and other assets owned: A = Estimated Net less than $5,000 B = Estimated Net $5,000 - $19,999 C = Estimated Net $20,000 - $49,999 D = Estimated Net $50,000 – $79,999 E = Estimated Net $80,000 - $99,999 F = Estimated Net $100,000 - $249,999 G = Estimated Net $250,000 - $499,999 H = Estimated Net over $500,000 A - H
61 Home Market Value Estimated Home Market value: A = $1,000 - $24,999 B = $25,000 - $49,999 C = $50,000 - $74,999 D = $75,000 - $99,999 E = $100,000 - $124,999 F = $125,000 - $149,999 G = $150,000 - $174,999 H = $175,000 - $199,999 I = $200,000 - $224,999 J = $225,000 - $249,999 K = $250,000 - $274,999 L = $275,000 - $299,999 M = $300,000 - $349,999 N = $350,000 - $399,999 O = $400,000 - $449,999 P = $450,000 - $499,999 Q = $500,000 - $749,999 R = $750,000 - $999,999 S = $1,000,000+ A - S
62 Presence of Children Presence of Children. Y= children present Y or Blank
63 Number of Children Number of Children. A=No children, B=less than 3, C= 3-5 children A – C
64 Median House Value Median House Value Code: A = Less than $50,000 B = $50,000 - $99,999 C = $100,000 - $149,999 D = $150,000 - $249,999 E = $250,000 - $349,999 F = $350,000 - $499,999 G = $500,000 - $749,999 H = $750,000 - $999,999 I = $1,000,000+ A – I
65 Geo Credit **This is a premium attribute field available only by subscription. Contact Infutor Sales for more information. Purchasing Power Model, 1 character: A = (820-High) B = (800-819) C = (780-799) D = (760-779) E = (740-759) F = (720-739) G = (700-719) H = (680-699) I = (660-679) J = (640-659) K = (620-639) L = (600-619) M = (580-599) N = (560-579) O = (540-559) P = (520-539) Q = (500-519) R = (480-499) S = (460-479) T = (Low-459) A - T
66 Auto Make Vehicle Make, 30 characters max String Value
67 Auto Model Vehicle Model, 30 characters max String Value
68 Auto Year Vehicle Year YYYY
69 Auto Class Vehicle Class Code, 15 characters max 15 characters
70 Auto Fuel Type Vehicle Fuel Code 1 character
71 Auto MFG Vehicle Manufacturing Code 1 character
72 Auto Style Vehicle Style Code 10 characters
73 Last Verified Date Last verification date YYYYMMDD
74 Second Auto Make Second Vehicle Make, 30 characters max String Value
75 Second Auto Model Second Vehicle Model, 30 characters max String Value
76 Second Auto Year Second Vehicle Year YYYY
77 Second Auto Class Second Vehicle Class Code, 15 characters max 15 characters
78 Second Auto Fuel Type Second Vehicle Fuel Code 1 character
79 Second Auto MFG Second Vehicle Manufacturing Code 1 character
80 Second Auto Style Second Vehicle Style Code 10 characters
81 Second Auto Last Verified Date Last verification date for the Second Auto YYYYMMDD
82 Third Auto Make Third Vehicle Make, 30 characters max String Value
83 Third Auto Model Third Vehicle Model, 30 characters max String Value
84 Third Auto Year Third Vehicle Year YYYY
85 Third Auto Class Third Vehicle Class Code, 15 characters max 15 characters
86 Third Auto Fuel Type Third Vehicle Fuel Code 1 character
87 Third Auto MFG Third Vehicle Manufacturing Code 1 character
88 Third Auto Style Third Vehicle Style Code 10 characters
89 Third Auto Last Verified Date Last verification date for the Third Auto YYYYMMDD
90 Fourth Auto Make Fourth Vehicle Make, 30 characters max String Value
91 Fourth Auto Model Fourth Vehicle Model, 30 characters max String Value
92 Fourth Auto Year Fourth Vehicle Year YYYY
93 Fourth Auto Class Fourth Vehicle Class Code, 15 characters max 15 characters
94 Fourth Auto Fuel Type Fourth Vehicle Fuel Code 1 character
95 Fourth Auto MFG Fourth Vehicle Manufacturing Code 1 character
96 Fourth Auto Style Fourth Vehicle Style Code 10 characters
97 Fourth Auto Last Verified Date Last verification date for the Fourth Auto YYYYMMDD
98 IP Address IP v4 address. xxx.xxx.xxx.xxx IP v4 Address
99 Region Region. State name if within the US. 50 Characters
100 IP City Approximate city the IP address is located within. 28 Characters
101 IP Zip Approximate Zip code associated with the IP address. 5 Characters
102 Latitude Approximate latitude of the IP address 11 Characters
103 Longitude Approximate longitude of the IP address. 11 Characters
104 Internet Provider Internet service provider responsible for the IP address 255 characters
105 IP From Starting IP of the range that the IP address belongs xxx.xxx.xxx.xxx IP v4 address
106 IP To Final IP of the range that the IP address belongs xxx.xxx.xxx.xxx IP v4 address
107 Phone Type Appended Phone Type (up to 3, one for each appended phone number) L – Landline V - VoIP W – Wireless O - Other L, V, W, O
108 Second Phone Type Appended Second Phone Type (up to 3, one for each appended phone number) L – Landline V - VoIP W – Wireless O - Other L, V, W, O
109 Verification Code This is a premium attribute. If you're interested in acquiring it, please contact your Infutor Sale's representative.TCPA Verification Code: L – Landline V – VoIP Y - The identity verified for the given wireless number using authoritative phone sources. YP - The identity verified for the given wireless number using authoritative phone sources, partial match. YP* - The wireless phone has not been reassigned since the consent date / sign-up date. YX - The identity verified for the given wireless number using high confidence proprietary sources. U - Unconfirmed. N - Risk. A different identity is associated with the given wireless phone number. Blank - Risk. The ten digit number is a non-standard phone number. L, V, Y, YP, YP*, YX, U, N, Blank
110 Second Verification Code This is a premium attribute. If you're interested in acquiring it, please contact your Infutor Sale's representative. TCPA Verification Code: L – Landline V – VoIP Y - The identity verified for the given wireless number using authoritative phone sources. YP - The identity verified for the given wireless number using authoritative phone sources, partial match. YP* - The wireless phone has not been reassigned since the consent date / sign-up date. YX - The identity verified for the given wireless number using high confidence proprietary sources. U - Unconfirmed. N - Risk. A different identity is associated with the given wireless phone number. Blank - Risk. The ten digit number is a non-standard phone number. L, V, Y, YP, YP*, YX, U, N, Blank